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Why a USDA Loan is
 Perfect for You!

USDA Loan

With no required down payment, USDA loans are an excellent choice for those who prefer living in rural areas. 

When considering mortgage options, working with an experienced lender can help borrowers make the right choice for them. 

Is A USDA Loan Right For Me?

  • Applicants must meet income eligibility in which household income does not exceed 115% of median household income.
  • Applicants must agree to occupy the home as their primary residence.
  • Property must be located within an eligible rural area (click here to see if the property you’re considering is eligible).
  • One year of employment history if not self-employed. Two years of employment history if the applicant is self-employed.

How To Qualify For A USDA Loan

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The Advantages Of USDA Loans

  • Down payment not required.
  • Eligible borrowers may purchase existing homes, which may include costs to rehabilitate or relocate, or build new.
  • Program is not limited to first-time buyers.
  • By providing affordable homeownership, this program promotes prosperity that improves the quality of life in rural areas.
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USDA Loan

Also referred to as farm loans, USDA loans are guaranteed by the government and provide mortgage insurance to lenders to protect against potential financial loss. 

Also referred to as farm loans, USDA loans are guaranteed by the government and provide mortgage insurance to lenders to protect against potential financial loss. 

USDA Loan

House behind tall grass

USDA loans are an excellent option for homebuyers who prefer to live in a rural setting. This program, which is administered by the United States Department of Agriculture, assists approved lenders in providing low- and moderate-income households the chance to own adequate, decent and safe dwellings as their primary residence in eligible rural areas. 

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